Documents Required
Loans up to and including Rs.1 lakh:
- Loan Application
- Self-prepared Project Summary
- Bio data of Promoters
- Self-attested Affidavit of Promoters (Stamp paper not required)
- Copies of Aadhar of Promoters and Co-obligants
- Copies of Bank account.
- Copies of PAN of Promoters – to be collected and updated in CFS within 15 days of first disbursement.
- Copy of MSME Udhyam Registration – to be collected within 15 days of first disbursement.
Loans above Rs.1 lakh up to Rs.50 lakh:
In addition to documents as mentioned (a) above:
- IT Return of promoters for last two years, if IT assessee
- Latest Audited Balance Sheet of Applicant Entity (For Existing Entities), if available
- Quotation for the machinery
- Consent to establish from Pollution Control Board (for Red category projects)
- Acknowledgement under Kerala MSME Facilitation Act, 2019
- PAN of the Entity
- GST of the Entity (For units having projected turnover above Rs.20 lakh)
Other Documents required for Partnership Firm:
- Partnership Deed
- Certified Extract from the Registrar of firms
- Certificate of Registration/ Acknowledgement from Registrar of Firms
Other Documents required for Company:
- Memorandum of Association
- Certificate of Incorporation
- Detailed Search Report with Share holding pattern (to be done by BO)
- Board Resolution empowering MD/ Director/ Manager to avail loan from KFC
If immovable property offered as security:
- Title deed and its prior deeds of landed properties
- Latest Tax Receipt
- Encumbrance Certificate for the last 13 years or from the date of registration of prior deed whichever is earlier
- Possession and non-attachment certificate
- Certified extract of Thandaper account/ Adangal register
- Location Plan/ Sketch with side measurement from Approved Private Surveyor
- Building Tax receipt from local bodies (if building exists in the land)
