Loan Schemes

Term Loan

  • To meet loan term requirements for projects
  • New and existing enterprises
  • Loan upto 8 crore for non corporates and upto 20 crore for Corporates

Working Capital Loans

  • Loan upto 80% of working capital requirement
  • Working Capital Term Loans
  • Revolving Fund Loans

Modernisation Scheme

  • Expansion / Modernisation / Upgradation
  • Hotels, Hospitals, Resorts, Multiplexes, Manufacturing units etc.
  • Loan up to 90% of expansion cost.

Short Term Loans

  • New and Existing Enterprises
  • Should be prompt in servicing existing liabilities
  • Up to 4 years repayment period

Contractor Loans

  • For executing Govt. Contract works
  • Loan up to 80% of contract value
  • Equipment Finance Facility

Startup Loans

  • Loan up to 10 crore for executing purchase orders from Govt. / PSU / Reputed private sector enterprises.
  • Seed loan assistance up to 1 core for developing socially relevant products prescribed by UNO.

Bill Discounting Facility

  • For Govt. Contractors and PSUs
  • Loan up to 100% of Promissory Note
  • Interest rate 10.50%

Guarantee Facility

  • For Govt. Contractors and MSMEs
  • Covers 100% of guarantee required
  • Commission 0.5% per quarter

MSME Bill discounting facility

  • For Govt works.
  • Loan upto 80% of work order
  • Interest rate starts at 8%

Special Scheme for MSMEs located at Industrial Estates

  • Up to 75% loan for setting up new units.
  • Up to 90% loan for modernisation / Expansion / Diversification of existing units
  • Minimal security requirement

CMEDP II

  • MSMEs - Loans up to Rs.1 crore at 5% interest.
  • loan will be up to 90% of the project cost
  • Specialized training and follow-up services for the selected entrepreneurs.
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Kerala Financial Corporation Vellayambalam
Thiruvananthapuram – 695033,
Kerala, India
Phone: +91-471-2737500
Web: http://www.kfc.org
Email: kfc@kfc.org

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