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Loan
Schemes
Term Loan
To meet loan term requirements for projects
New and existing enterprises
Loan upto 8 crore for non corporates and upto 20 crore for Corporates
Working Capital Loans
Loan upto 80% of working capital requirement
Working Capital Term Loans
Revolving Fund Loans
Modernisation Scheme
Expansion / Modernisation / Upgradation
Hotels, Hospitals, Resorts, Multiplexes, Manufacturing units etc.
Loan up to 90% of expansion cost.
Short Term Loans
New and Existing Enterprises
Should be prompt in servicing existing liabilities
Up to 4 years repayment period
Contractor Loans
For executing Govt. Contract works
Loan up to 80% of contract value
Equipment Finance Facility
Startup Loans
Loan up to 10 crore for executing purchase orders from Govt. / PSU / Reputed private sector enterprises.
Seed loan assistance up to 1 core for developing socially relevant products prescribed by UNO.
Bill Discounting Facility
For Govt. Contractors and PSUs
Loan up to 100% of Promissory Note
Interest rate 10.50%
Guarantee Facility
For Govt. Contractors and MSMEs
Covers 100% of guarantee required
Commission 0.5% per quarter
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