Documents Required

Loans up to and including Rs.1 lakh:

 
  • Loan Application
  • Self-prepared Project Summary
  • Bio data of Promoters
  • Self-attested Affidavit of Promoters (Stamp paper not required)
  • Copies of Aadhar of Promoters and Co-obligants
  • Copies of Bank account.
  • Copies of PAN of Promoters – to be collected and updated in CFS within 15 days of first disbursement.
  • Copy of MSME Udhyam Registration – to be collected within 15 days of first disbursement.

Loans above Rs.1 lakh up to Rs.50 lakh:

In addition to documents as mentioned (a) above:

 
  • IT Return of promoters for last two years, if IT assessee
  • Latest Audited Balance Sheet of Applicant Entity (For Existing Entities), if available
  • Quotation for the machinery
  • Consent to establish from Pollution Control Board (for Red category projects)
  • Acknowledgement under Kerala MSME Facilitation Act, 2019
  • PAN of the Entity
  • GST of the Entity (For units having projected turnover above Rs.20 lakh)

Other Documents required for Partnership Firm:

  • Partnership Deed
  • Certified Extract from the Registrar of firms
  • Certificate of Registration/ Acknowledgement from Registrar of Firms

Other Documents required for Company:

  • Memorandum of Association
  • Certificate of Incorporation
  • Detailed Search Report with Share holding pattern (to be done by BO)
  • Board Resolution empowering MD/ Director/ Manager to avail loan from KFC

If immovable property offered as security:

  • Title deed and its prior deeds of landed properties
  • Latest Tax Receipt
  • Encumbrance Certificate for the last 13 years or from the date of registration of prior deed whichever is earlier
  • Possession and non-attachment certificate
  • Certified extract of Thandaper account/ Adangal register
  • Location Plan/ Sketch with side measurement from Approved Private Surveyor
  • Building Tax receipt from local bodies (if building exists in the land)