Sl No |
Band |
Gold Card & ≥75% |
Band 2 ≥65% and < 75% |
Band 3 ≥55% and < 65% |
Band 4 ≥45% and <55% |
|
Effective rate after rebate* |
|||||
|
(a) |
MSME units Hospitality (Classified Hotel without Bar/ Classified Resort without Bar/ Unclassified Hotels having a minimum of 10 Rooms/ Homestays (classified by Tourism Dept – GoK or Ministry of Tourism, GOI) Health Care sector (Hospital/ clinic/ etc.) |
8% |
8.5% |
9.50% |
10.50% |
|
(b) |
Hotels/ Resorts with Bar |
9% |
9.50% |
10.50% |
11.50% |
|
(c) |
Unclassified Hotels having less than 10 Rooms, Auditorium, Convention Centre, Lodge, Hostel, Kalyanamandapam, Godown, Warehouse, Quarry/ Metal Crushing units, Contractor loan (WEF & EFF) |
9% |
10% |
11% |
12% |
|
(d) |
Flat/ Apartment/ Villa/ Shopping Complex/ Mall/ Multiplex/ Cinema Theater/ Film/ Serial |
10% |
11% |
12% |
13% |
To emerge as the 'Best Performing Financial Institution’ by creating an integrated development support for the industrialization of the State of Kerala with a special focus on MSME.
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