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Eligible Units (-tbmKy-am-b- bq-Wn-äp-I-Ä-)

Not Eligible Units (-tbmKy-X-bp-Å- bq-Wn-äp-I-f-Ã-)

  • Bar Hotels
  • Transport
  • Crusher
  • Trading
  • CRE Projects
  • Contractor Loan
  • Cinema / Serial Production

Eligibility of Promoters ({]tam«-À-am-cpsS -tbmKy-X-)

Application Procedure (At]£nt¡ï-hn-[w- )

  • Online enquiry submission
  • Document submission
  • Branch verification
  • Online Interview
  • Training
  • Sanction & Disbursement

Start Up Loans

Loan for executing
purchase orders

  • Should have secured a firm purchase order from a Government / PSU / Reputed Private Sector Enterprise
  • Maximum Loan Rs. 10 crore

Venture Debt Funding

  • For IT Hardware and Software Enterprises
  • Should have undergone due diligence by a SEBI accredited Venture capital Fund
  • Maximum Loan Rs. 10 crore

Seed Loan Assistance

  • Should be working on development of socially relevant product which addresses any of the Sustainable Development Goals prescribed by UNO
  • Loan up to Rs. 1 crore
  • Repayment period up to 3 years

Other Services


  • Performance Guarantee / Additional Performance Guarantee
  • Letter of Guarantee to MSMEs
  • Guarantee for availing Letter of Credit from Banks


  • Solvency Certificate
  • Capability Certificate

Insurance Products

  • Life Insurance
  • General and Health Insurance

Consultancy Services

  • Project Reports
  • Land and Technical Valuation
  • Title Scrutiny
  • Verification of Suppliers and Promoters

Circulars & latest updates

Amendment in various Policies and change in interest rate of the Corporation w.e.f 01.07.2021

  • 1. Hon. Finance Minister of Kerala, in his Budget Speech, has announced that necessary steps would be taken to enhance the loan portfolio of KFC to Rs.10,000 crore in the next five years. The Corporation has set a sanction target of Rs.4500 crore for the present FY. In order to achieve such a target, the Corporation has amended its policies and interest rates in line with market practices and to source more proposals. The details of the amended policies, the revised interest rate under Base rate regime, new schemes introduced, COVID restructuring package and relief loans are available in KFC website.
  • Steps to be followed by the Customers to avail the benefits.
    • The benefits of the revised policies and interest rate will be passed on to all eligible customers w.e.f. 01.07.2021 automatically by the BOs and the same communicated to the customers by 31.07.2021.
    • For any clarification/ advice, kindly contact the concerned Branch Head through phone/ email.
    • In case of satisfactory reply is not received within 7 days of submitting the request, customers shall email the grievances to

Loan Schemes

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