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CMEDP Loans

Eligible Units (-tbmKy-am-b- bq-Wn-äp-I-Ä-)

Not Eligible Units (-tbmKy-X-bp-Å- bq-Wn-äp-I-f-Ã-)

  • Bar Hotels
  • Transport
  • Crusher
  • Trading
  • CRE Projects
  • Contractor Loan
  • Cinema / Serial Production

Eligibility of Promoters ({]tam«-À-am-cpsS -tbmKy-X-)

Application Procedure (At]£nt¡ï-hn-[w- )

  • Online enquiry submission
  • Document submission
  • Branch verification
  • Training
  • Sanction & Disbursement

Start Up Loans

Loan for executing
purchase orders

  • Should have secured a firm purchase order from a Government / PSU / Reputed Private Sector Enterprise
  • Maximum Loan Rs. 10 crore
  • Interest @ 7.6%

Venture Debt Funding

  • For IT Hardware and Software Enterprises
  • Should have undergone due diligence by a SEBI accredited Venture capital Fund
  • Maximum Loan Rs. 10 crore
  • Interest @ 7.6%

Seed Loan Assistance

  • Should be working on development of socially relevant product which addresses any of the Sustainable Development Goals prescribed by UNO
  • Loan up to Rs. 1 crore
  • Repayment period up to 3 years
  • Interest @ 7.6%

Loan for productization /commersialisation / scaling up

  • Productization- 25 Lakhs
  • Commercilisation 50 Lakhs
  • Scaling up- 100 Lakhs
  • Interest- 5.6%

Other Services

Guarantee

  • Performance Guarantee / Additional Performance Guarantee
  • Letter of Guarantee to MSMEs
  • Guarantee for availing Letter of Credit from Banks

Certificates

  • Solvency Certificate
  • Capability Certificate

Insurance Products

  • Life Insurance
  • General and Health Insurance

Consultancy Services

  • CIBIL
  • Project Reports
  • Land and Technical Valuation
  • Title Scrutiny
  • Verification of Suppliers and Promoters

CHECK LIST FOR LOAN PROPOSAL

Revision of Interest Rate under Base Rate Regime wef. 01.04.2023


Sl No

Band
&
Credit Rating

Gold Card &
Band 1

≥75%

Band 2

≥65% and < 75%

Band 3

≥55% and < 65%

Band 4

≥45% and <55%

Effective rate after rebate of 0.50%

(a)

MSME units & Infrastructure Sector

Hospitality (Classified Hotel without Bar/ Classified Resort without Bar/ Unclassified Hotels having a minimum of 10 Rooms/ Homestays (classified by Tourism Dept – GoK or Ministry of Tourism, GOI) Health Care sector (Hospital/ clinic/ etc.)

9%

9.50%

10.50%

11.50%

(b)

Hotels/ Resorts with Bar

10%

10.50%

11.50%

12.50%

(c)

Unclassified Hotels having less than 10 Rooms, Auditorium, Convention Centre, Lodge, Hostel, Kalyanamandapam, Godown, Warehouse, Quarry/ Metal Crushing units, Contractor loan (WEF & EFF)

10%

11%

12%

13%

(d)

Flat/ Apartment/ Villa/ Shopping Complex/ Mall/ Multiplex/ Cinema Theater/ Film/ Serial

11%

12%

13%

14%

Loan Schemes

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