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Not Eligible Units (-tbmKy-X-bp-Å- bq-Wn-äp-I-f-Ã-)

  • Bar Hotels
  • Transport
  • Crusher
  • Trading
  • CRE Projects
  • Contractor Loan
  • Cinema / Serial Production

Eligibility of Promoters ({]tam«-À-am-cpsS -tbmKy-X-)

Application Procedure (At]£nt¡ï-hn-[w- )

  • Online enquiry submission
  • Document submission
  • Branch verification
  • Online Interview
  • Training
  • Sanction & Disbursement

Start Up Loans

Loan for executing
purchase orders

  • Should have secured a firm purchase order from a Government / PSU / Reputed Private Sector Enterprise
  • Maximum Loan Rs. 10 crore

Venture Debt Funding

  • For IT Hardware and Software Enterprises
  • Should have undergone due diligence by a SEBI accredited Venture capital Fund
  • Maximum Loan Rs. 10 crore

Seed Loan Assistance

  • Should be working on development of socially relevant product which addresses any of the Sustainable Development Goals prescribed by UNO
  • Loan up to Rs. 1 crore
  • Repayment period up to 3 years

Other Services


  • Performance Guarantee / Additional Performance Guarantee
  • Letter of Guarantee to MSMEs
  • Guarantee for availing Letter of Credit from Banks


  • Solvency Certificate
  • Capability Certificate

Insurance Products

  • Life Insurance
  • General and Health Insurance

Consultancy Services

  • Project Reports
  • Land and Technical Valuation
  • Title Scrutiny
  • Verification of Suppliers and Promoters

Loan Schemes

Popular Business Trends in Kerala

Vision KFC

To emerge as the 'Best Performing Financial Institution’ by creating an integrated development support for the industrialization of the State of Kerala with a special focus on MSME.